Apple is a great company, known for high quality products. In this case, watches. Apple watches are unique because rather than the usual watch purpose, they have extra features like health, fitness tracker and communication app among others. Amazing, right? They are internally built with high developed technology and high operating system. As a result, these watches are expensive to acquire.
Do you desire owning an apple watch but cannot afford? Worry not. This is because there are several ways of getting financed to purchase an apple watch despite bad credit. I mean, there are several carriers that allow you to get an apple watch and payer later with no credit check. These carriers have special apple payment plan bad credit programs.
Let’s go through the best carriers that provide bad credit payment plans on apple watches.
Companies That Provide Bad Credit Payment Plan On Apple Watch
1. Luthersales
Luthersales is a lucrative sales company known to sell various types of apple products. It sells apple laptops, computers, phones, tablets and watches. On apple watches, this company sells the first generation to the latest generation.
As stated earlier, apple watches are expensive. As a result, luthersales has payment plans for customers who need but can’t afford them. These plans vary per the value of the item in question. More often than not, their leasing period is spread over for a period of one to three years, allowing the buyer to pay on weekly or monthly installments.
- This company has no credit check on customers.
- Its plans have a wide leasing period making payment installments cheaper and affordable.
- Free delivery at your door step.
- Signing of leasing agreement is involved and penalized when bleached.
Process
- Open luthersales.com and login luther account.
- Apply : In your account, choose your preferred watch and apply for it. Fill an application form and wait for approval from the company. In the application; ensure you fill correct information. Note that, you must have a social security number, a government photo ID, and a debit / credit card among others.
- Approval : The company will then approve your application.
- Choose Your Plan : On approval, choose the’ buy now pay later’ plan that you can afford. Read and understand term and conditions on that plan.
- Receive The Item : Make your initial payment and the item will be delivered to you. The item can be delivered through shipping or road transport depending on your residential location,
- Continue with the leasing to own the item.
2. Leaseville
Lease Ville also provides payment plans for apple watches to interested buyers that can’t afford to buy at once. These plans vary per the value and type of watch. More often, the leasing period of these plans are spread over a span of one year with weekly or monthly payment. Fortunately, you don’t have to worry about your credit history as the company doesn’t conduct credit check on customers.
- No credit check conducted on customers.
- Leasing period is widely distributed making installments cheap and affordable.
- The earlier you pay the more you save.
- Free delivery on the commodity.
- Delay in payment comes with additional charges.
Process
- Shop : On www.leaseville.com, open a lease ville account, shop your watch and add to cart.
- Apply : In your account, fill an application form, submit and wait for approval. Note that you must meet their requirement. You should be above 18 years, have a government issued photo ID and a social security number among others.
- Payment : After approval, make your initial payment and wait for delivery instructions through email or any other personal contact.
- Lease to own : Receive your watch and pay as per agreement. Own the watch after your final payment.
3. Experimax
This is another local company and a great source of apple watch. It sells varieties of apple watches starting from the first generation, also known as 0 generation, to the latest generation. Spite of the customer’s bad credit, this company provides’ buy now pay later’ payment plans on these watches. It has different plans that vary according to the value of the watch.
Acquiring an apple watch on credit in Experimax is a simple process.
Process
- Sign Up : Visit experimax.com and sign up an account. You can also visit their local stores. After, shop you watch of choice and add them on the cart.
- Apply : Fill and submit your application then wait for approval. To qualify, you should be above 18 years, have a social security number, credit/ debit card, routing number and an official photo ID
- Choose your plan : There are several payments plan in experimax. After approval, choose the plan you can afford. Read, understand and agree to the terms and conditions under that plan.
- Lease to own : After agreement, make your initial payment on the watch and wait for delivery. Later, continue with the payment for ownership.
4. Electro Finance
Electrofinance also provides bad credit payment plans for apple watches on its customers. It has several plans that vary per the value of the watch. For instance, 38mm white Ceramic and fifth edition apple watch with GPS and cellular has a weekly payment of 65$.
- Widely spread leasing period of up to 12 months.
- No credit check on the buyer.
- Free delivery of your product.
- Extra fine on delayed payment.
How It Works
- Visit www.electrofinance.com and open an account. Search for the product you need and add to cart.
- Fill an application form and wait for approval. Ensure you meet all the requirements. You should have a proof of identity like a social security number or government photo id, debit/ credit card, above 18 years old and a checking account.
- After approval, make an initial payment on the plan and wait for delivery. Continue with the payment for ownership of the product.
5. FlexShopper, LLC
This is another company that provides bad credit payment programs on apple watches. It also provides mac book no pro financing no credit check programs on mac book. Flex shopper sells a variety of apple watches with different payment plans, allowing the customer to pick the plan he can afford. Fortunately, this company has no credit check on the buyer. It has a very simple and easy process to acquire an apple watch on credit.
- No credit check on customers.
- Free and fast delivery on your product.
- Cheap and affordable monthly or weekly installments.
- You can’t qualify if you don’t meet their requirements. Which are;
- You must be above 18 years old.
- You must be in a consistent payroll.
- You must be living in US.
Process
- Visit www.flexshopper.com and shop your desired product.
- Fill an application form and wait for approval.
- Choose your favorable plan, read and agree to the terms and conditions of that specific plan.
- Make initial payment and wait for your products delivery. Continue leasing to own the item.
Other Way Of Getting Apple Watch On Bad Credit
Rather than companies with ‘buy now pay later’ programs on apple watches, below is the best alternative way of getting apple watches with bad credit.
1. Get Financed Through Loan Monkey
This is an incredible alternative way of getting apple watch despite bad credit. This company links you to reliable loan providers online with no credit check. Through their website, you fill an application form and submit. The company will then link you to a potential lender and acquire the cash loan you need to purchase your apple watch.
2. Cut Expenses To Save
Sacrificing your expenses to save is another way of getting an apple watch. I mean, cut off your life style. For instance, if you spend 50$ per week on shopping, cut off like 30$ and add it to your savings. Cut off some other expenses and save for two to three months and purchase your apple watch.
3. Look For A Job
You might not afford to buy your apple watch if;
- You don’t have a job.
- You have a low paying job.
If you have a low paying job, then get a new or part time job. Your new job will add up to the existing one and get your apple watch without strain.
4. Donate Something
Donation is a good alternative to get an apple watch without strain. For instance: plasma donation. Despite the fact that you are helping to save a life, you will also get finances and purchase your preferred apple watch. Some states pay 50$ per every plasma donation. Amazing, right?
5. Dispose Something At A Fee
Do you have anything of value in your house but do not use it? Then dispose it at a fee. I mean, sell it and raise the money you need to purchase your apple watch.
6. Get Help From Freecycle
What is freecycle. This is a famous website used to ask help of anything you need. The site has generous well wishers who wish to donate items you need. You need an apple watch but cannot afford? Then visit this website and make your request. Luck might fall on you and find someone willing to donate it to you.
Bottom Line
You are in this site to know how to get apple watch with bad credit. We have guided you in some of these ways. We have listed and explained various companies with buy now with monthly payments on electronics. Are you puzzled on how to get an apple watch on bad credit? Visit the above mentioned companies and look for a solution.