Laptops are essential gadgets in our day to day lives. They are needed in schools, offices, hospitals, and homes. Unfortunately, these devices are expensive to purchase. More often than not, you find yourself in urgent need of it but you can’t afford due to financial strains. How do you get out of that situation? Strain no more. This is because there are some financial companies, electronic companies, and stores that provide laptop loans and payment plans with no credit check.
What do I mean by credit check? In other words, these companies offer loans and cheap payment plans without investigation your credit history. Amazing, right? Below is a list of the best companies.
Electronic Companies No Credit Check Payment Plans For Laptop
1. Apple
Apple is one of the leading companies that provide laptop payment plans with no credit check. It has a program known as rent to own MacBook no credit check that allows you to acquire the laptop for free and pay later within the agreed duration. Their duration is within 12 to 24 months. This program has no interest rate on your laptop.
Requirement
- You should be 18 years and above.
- Required have a national identification number.
- You should submit your current residential address.
Procedure
To acquire laptop payment plans from Apple, you should follow this complete process:
- Visit the Apple main office or subsequent offices.
- Present your request to get their laptop on credit. This is done through a handwritten application form.
- Attach your requirements.
- You will be notified to go and pick the laptop as you sign the leasing agreement.
- Finally, start your monthly or weekly payments for full ownership of the laptop.
2. Dell
This is another great company that provides laptop payment plans without credit check. It has no interest rates. Leasing duration varies per the price of the laptop. For instance, a laptop worth 599 has a leasing period of 6-10 months, while 899$ has duration of 12-14 months.
Requirements
- Be an adult of 18 years and above.
- A legally registered citizen of your respective country.
- Current address details.
Procedure
- Visit their offices and apply for ‘your rent to own’ laptop.
- Acquire it laptop as you sign a leasing agreement.
- Start your payment installments.
- Finalize the payments and own the laptop.
3. Lenovo
This is another great company that allows customers to buy Lenovo laptops and pay later on monthly installments. It provides loan financial services through klarna or webBank. It conducts no credit check and incurs no interest rates on laptop below 799$. Above that, incurs an interest rate of 9.99%. Its laptop leasing duration extends up to one year.
To qualify:
- Must be an adult aged 18 and above.
- Have a national identification card from your respective country.
- Must have a monthly income.
4. HP
HP also offers laptop payment plans to all qualified customers. It conducts no credit check and no interest rate on their laptops. However, there are additional charges incurred on late payment. Its payment period has spread within a duration of two years.
To qualify:
- You must be an adult.
- Have an identification card.
- Must present your current locational address.
- Must have an income above your set monthly payments.
Financial Companies No Credit Check Payment Plans For Laptop
1. CreditLoan
This is another great financing company that provides a loan to purchase your desired laptop. This company links you to an interested lender. In most cases, the lenders provide long term loans of 250$ to 5000$. Note that, payment duration and interest rates vary per each lender.
Requirement.
- It can be applied only adult person above 18 years.
- Required an active bank account number.
- Must be a fully registered USA citizen.
- Required social security number.
Procedure.
- Visit their site creditloan.com.
- Submit your loan request with correct and valid personal details.
- The company will search and connect you to an interested lender’s website.
- The lender will approve your request ad deposit your loan within 24 hours.
2. CashAdvance
Cash advance is another great financial company that works with a team of reliable lenders to give you a loan to purchase your desired laptop. This company ensures that you get your required loan within 24 hours. Your loan has an interest rate and payment duration that varies per the lender.
Requirements.
- Be 18 years and above.
- Must be a legal USA resident.
- Must have an active bank account and a valid social security number.
Procedure.
- Visit their site cashadvance.com.
- Fill an application form.
- Hit submit button.
- Get linked to interested lenders.
- Receive your cash within a day.
3. MoneyMutual
Similar to cash advance, this company works with a potential team of lenders to finance and enable you to purchase your laptop. It has no credit check on interested borrowers. However, it has incurred interest rates that vary per each lender. Payment duration also depends on your lender. However, most lenders give a duration of 12 months.
Requirements.
- 18 years and above.
- Be a legal USA resident with a valid social security number.
Application.
- Visit their site moneymutual.com.
- Fill and submit your loan application form with correct personal derails and amount needed.
- Get linked to an interested lender.
- Agree on the interest, payment duration.
- Get your loan.
- Start your initial payments as agreed.
4. Open Pay Providers
Open pay is an Australia based financial platform that loans you the required amount to purchase a laptop and pay later on installments. It is an online-based company that mostly operates inform of application downloaded from the Apple app store or Google Play store. This company has no interest rates and no credit check on its customers. It has fixed monthly installments to pay until you complete your debt. Note that, monthly payments vary per the price of the laptop.
Requirement.
- Be above 18 years of age.
- Present a valid telephone number.
- Valid email address.
- Valid identification card.
Procedure.
- Visit Google or app store and download the app.
- Register your account with correct and verified personal details.
- Fill your loan application form.
- Acquire the loan.
Note that, during the application, you MUST link a visa or master card for automatic deductions of monthly installments.
Online & Retail Stores No Credit Check Payment Plans For Laptop
1. Amazon For Laptop Payment Plans Without Credit Check
Amazon is one of the leading international online retail stores with laptop financing no credit check. Commonly known as amazon.com, this store sells the best quality, reliable ad convenient laptops at fair and affordable prices.
More to that, the store has buy now pay later program that allows you to purchase a laptop on credit and pay later on monthly installments. It has no credit check and no interest rate. In most cases, the payment duration extends to five months.
All you need to do is
- Register an account with amazon.com .
- Purchase your laptop under ‘buy now pay later program’
- Link your credit or debit card to your account.
- Laptop delivered to you.
- Start your monthly payments.
Requirement.
- Must have one year and above active amazon account.
- Required a debit or credit card.
- You have a positive payment record on your previous items.
2. Luthersales For Laptop Payment Plans Without Credit Check
This is another amazing store that provides laptop financing no credit check. Similar to amazon, it is online-based, conducts no credit check with no interest rates on its customers. The store sells high brands of laptops with no membership or enrollment fee. They offer free warrants and delivery of your laptops.
The company allows you to buy the laptop of your choice on debt and pay a certain amount monthly until you clear your dues. Your monthly payments depend on the price of your laptop.
Procedure.
- Sign in to their site luthersales.com.
- Select your laptop and add to the cart.
- From the listed payment methods, select the buy now pay later method.
- Get your laptop delivered.
- Start your monthly payments.
3. Zebit For Laptop Payment Plans Without Credit Check
Zebit is an American based store with buy now pays later payment plans for your laptop. These plans are purposely meant to promote their products. They have amazing trust on their clients and sell laptops on debt with no credit check. They have no interest rate, no hidden charges and provide the best customer care services.
To qualify:
- You must be 18 years and above.
- You must be an employed American citizen.
- A disabled or retired senior with monthly benefits.
Final Take
On this page, we have listed the best companies with laptop loans for you. It is important to know that laptop loans or payment plans no credit check is a great program to consider. First of all, it has no interest rates. That means you acquire your laptop on debt with no extra charges. This program also helps when you urgently need a laptop but have no immediate finances to acquire one. It helps you avoid getting a poor quality laptop because of financial scarcity.
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